1. Each player starts with $25k - (1) $10k, (2) $5k, (4) $1k, (1) $500, (5) $100. All positive or negative money MUST be visible for all players to see.

2. Each player picks a player card (face down) "BYB 1-6" (the player with the highest card goes first).

3. Pick a “Vault Access Code” from the vault access code card deck.

4. Pick a“BYB” Vault cash amount card from the deck (i.e., if you choose a $100K card, the player who earns $100k during the game or cracks open the vault wins).

A player can get out of debt by receiving positive funds. Positive funds will not be given to the player until all debt is cleared.

For example:
1. If a player is negative -$3K in debt and receives $2k in positive money from a borrow money card, personal loan card, or BK card, the player will give negative -$2k to the bank and will now have a negative -$1k bank account and will roll the dice again on their next turn.

2. If a player is negative -$3K in debt and receives $5k in positive money from a borrow money card, personal loan card, or BK card, the player will give negative -$3k to the bank and will receive $2k in positive money from the bank. The player can spin on their next turn.

1. Pass out BYB player cards 1-6 (face down).
2. Choose a Vault Access Code.
3. Choose the Vault Access Cash Amount Level.
4. Each player gets $25,000: (1) $10K, (2) $5K, (4)
$1K, (1) $500, (5) $100

The BYB board game includes 1 Gameboard, Spinner, 6 Player Cards, 2 Dice, Marker Spots, and a variety of cards: Risk, Reward, Pay Up, Pay Bill, Unexpected Expenses, Payment, Income, Borrow Money, Personal Loan, File BK, and Vault Access Code. Also, Access Code Numbers, Game Level Cards, Instructional Cards, Negative/Positive Money Pads, Bank Tray, and Rules for a complete experience.